Your whole portfolio,
finally in one place.
Track your PSX stocks, mutual funds and gold in one place — scored by AI, with dividends, CGT tax and Shariah screening handled for you.
- PSX
- stocks, funds & gold
- Auto
- dividends & CGT
- AI
- portfolio coach
One app for everything you own
- PSX stocks (KSE-100 & all-share)
- Mutual funds & NAV
- Gold & commodities
- Dividends & CGT tax
- Shariah (KMI) screening
- US stocks (NYSE / NASDAQ)Soon
- CryptoSoon
Everything your portfolio needs, in one app
Not just a price ticker — a full picture of what you own, what it's worth, and what to do next.
One portfolio view
Every holding, every market — one net worth
Stocks, mutual funds and gold roll up into a single live net-worth number. See today's move and all-time return without juggling broker apps or spreadsheets.
- Live PSX prices
- Stocks, mutual funds & gold combined
- Real returns with XIRR, not guesses
Auto-sync
Your trades and dividends, synced automatically
Forward your daily broker confirmations and CDC emails — SmartFolio reads them and imports your trades for you. Dividends are detected and confirmed automatically, so your portfolio stays current without a single spreadsheet.
- Daily broker confirmation import
- Automatic dividend tracking & confirmation
- No manual entry, no spreadsheets
AI Coach
An AI coach that actually explains your portfolio
Ask anything about your holdings and get a plain-English answer — diversification, overlap, what's dragging returns. Built for Pakistani investors, not generic chatbot advice.
- Plain-language insights
- Spots fund overlap & concentration
- Tuned to your goals & risk
Stock IQ
A Smart Score for every stock you hold
Each holding gets a 0–100 score with the exact factors driving it up or down — sector fit, volatility, recent activity — so you know what to tighten without reading ten reports.
- 0–100 score per holding
- Clear 'what's helping / hurting'
- Rebalance suggestions
Halal investing
Shariah screening against the PSX KMI index
Instantly see which holdings are Shariah-compliant and which aren't, screened against the PSX KMI All-Share Islamic Index — then get a one-tap path to a compliant alternative.
- KMI All-Share compliance
- Per-holding compliant / non-compliant
- Suggested halal swaps
Mutual funds
See inside every mutual fund you own
Track NAV, sector mix and the actual stocks inside your funds — so you can spot overlap with your direct holdings and understand your true exposure.
- NAV & unit tracking
- Look-through to underlying stocks
- Sector & overlap analysis
Watchlists
Watchlists that keep up with the market
Track up to three lists of PSX stocks, mutual funds and gold in one place — rename them, switch between them, and add anything with a single tap. Put your watchlist right in the tab bar if it's where you live.
- Stocks, mutual funds & gold in one list
- Up to three named watchlists
- Pin it to your bottom tab bar
How SmartFolio compares
Most PSX trackers stop at stocks. SmartFolio covers your whole portfolio.
| Feature | SmartFolio | Typical PSX tracker | Spreadsheet |
|---|---|---|---|
| PSX stocks | Yes | Yes | Yes |
| US stocks | Soon | No | Yes |
| Mutual funds (NAV + look-through) | Yes | No | No |
| Gold & commodities | Yes | No | Yes |
| Automatic dividend tracking | Yes | some | No |
| CGT tax calculation | Yes | some | No |
| AI portfolio coach | Yes | No | No |
| Shariah (KMI) screening | Yes | No | No |
| Smart Score per holding | Yes | No | No |
| Free to start | Yes | varies | Yes |
Built for the way Pakistanis actually invest
AI coach in plain English
Understand your portfolio without a finance degree.
Halal-aware
Shariah screening against the PSX KMI index, built in.
Tax done for you
Dividends and capital-gains tax (CGT) tracked automatically.
Import in seconds
Bring in broker trades and mutual-fund positions fast.
Real returns
XIRR and true cost basis — not just today's price.
Free to start
Track your full portfolio with no signup wall.
Frequently asked questions
Can I track PSX and US stocks in one app?
Yes. SmartFolio tracks Pakistan Stock Exchange (PSX) stocks, US stocks (NYSE/NASDAQ), mutual funds and gold together in a single portfolio, so your whole net worth is in one place instead of spread across broker apps.
Does SmartFolio calculate dividends and CGT tax for Pakistan?
Yes. SmartFolio automatically tracks your PSX dividends and calculates capital-gains tax (CGT) on your trades, so you don't have to maintain a spreadsheet for tax season.
What's the best app for tracking mutual funds in Pakistan?
SmartFolio tracks Pakistani mutual funds by NAV and unit, and also shows the underlying stocks inside each fund so you can see overlap with your direct holdings — something most PSX stock trackers don't do.
Is SmartFolio good for halal / Shariah-compliant investing?
Yes. SmartFolio screens your holdings against the PSX KMI All-Share Islamic Index and flags each one as compliant or non-compliant, with suggestions for compliant alternatives.
Is SmartFolio free?
SmartFolio is free to start — you can track your full portfolio across PSX, US stocks, mutual funds and gold at no cost. A Pro tier unlocks advanced AI coaching, full Smart Scores and rebalancing.
Can I create more than one watchlist?
Yes. SmartFolio lets you keep up to three separate watchlists, each mixing PSX stocks, mutual funds and gold. Name them however you like, switch between them in a tap, and optionally pin your watchlist to the bottom tab bar.
Does SmartFolio have an iPhone (iOS) app?
SmartFolio is available now on Android via Google Play, and the iOS app is coming soon. You can track PSX, US stocks and mutual funds on Android today.
What's new
We ship updates almost every week. Here's the latest.
Cash ledger v2 & a cleaner settings home
- New: Cash ledger v2 — real balances, a guided setup flow, transaction import, and per-portfolio ledger settings.
- Improved: Portfolio and profile settings have been redesigned with a header account switcher and clearer information architecture.
- Improved: A searchable dropdown now covers all 285 brokers at every broker-selection point.
- Improved: Clearer capital-gains-tax estimate labelling and a netted capital-gains hero.
- Fixed: Date-picker arrows and tappable month/year, cash-ledger pagination, and review-prompt stability.
Track your whole portfolio in one app
PSX, US stocks, mutual funds and gold — with an AI coach, automatic dividends and CGT tax. Free to start.